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Self Employed Mortgage Experts

A specialist firm of mortgage advisors, focused solely on arranging mortgages for self-employed borrowers.





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Join the Conversation @semortgages

  • Nationwide's contractor mortgage lending criteria allows for 12 weeks a year NOT contracting. #Generous!
  • Getting a #mortgage with Santander as easy as 1-2-3? Not for contractors; it's a much more complex equation
  • Here's a thought. What if Chelsea BS adopted #contract-based underwriting to work out #mortgage affordability?
  • From industry-wide to Nationwide: lending criteria to suit all contractors, whatever their industry or income:
  • Santander's #mortgage lending criteria can’t access net profits stashed away in a #contractor's limited company.
  • Proof of ID, latest contract, 12 mths work history (same industry) & personal bank statement: application fulfilled!
  • A #contractor has much better options than the #Chelsea when looking for competitive mortgage rates
  • Even without a #contract extension, Nationwide may still be able to help you out with your #mortgage:
  • Being #tax-efficient can gift contractors a double edged sword when looking for a #mortgage. Handle with care!
  • Getting a mortgage with #Chelsea based on #contract income is a bridge too far ;)